Jr Loan Officer 3.2 3.2 out of 5 stars 501 Landa Street, New Braunfels, TX 78130 Security State Bank & Trust 21 reviews Profile insights Find out how your skills align with the job description Skills Do you have experience in Microsoft Office ? Yes No Education Do you have a Bachelor's degree ? Yes No Full job description Description: Position Summary: Jr Loan Officers will be responsible for building and maintaining loan portfolios. Loans will meet established guidelines being compliant with bank policy. Process and service loans for existing and prospective bank customers. Perform loan servicing responsibilities and assist with monitoring and reporting loan conditions. Loan Officer Responsibilities: Promote and emulate SSB&T Core Values Ability to provide excellent customer service in the Bank, on the phone or via email Call on prospective applications Accept credit applications Evaluate a potential borrower's loan application, financial capacity, and credit worthiness Approve/deny a loan request within lending limit Prepare/present loans to Loan Committee if loan amount exceeds set lending limit- “deviates from policy” Professionally & effectively, communicate between all departments/branches of the Bank Monitor the funding of an approved loan Ensure closing of loans with customers Maintain responsibility for loan files, manages a portfolio of diverse loans; both consumers and commercial Community involvement Attend offsite meetings and trainings; complete web based training as scheduled by Training Department Coordinate collection efforts and disposition of collateral if needed Inspect secured collateral Assist branch opening/closing, balancing Review documentation for accuracy and collateral Other duties as assigned Loan Administrator Responsibilities: Collect needed documents to process loans Review and close loans Provide customer service from application of loan thru loan payoff Prepare and file UCC's Prepare, monitor and scan loan documents Prepare loan packages for Loan Committee meetings Run Daily and End of Month reports Work interim construction loan draw documentation Other duties as assigned Requirements: Experience in banking preferred Experience in MS Office Formal credit training is preferred BBA preferred or business/banking experience 6+ hours Accounting coursework preferred Good oral and written communication skills Ability to perform intermediate financial analysis under limited supervision If you require alternative methods of application or screening, you must approach the employer directly to request this as Indeed is not responsible for the employer's application process. loading